Insurance companies
As an administrator we offer employers the opportunity to choose amongst the largest and most reputed insurers in Canada to provide them with their insured benefits. These insurers distinguish themselves by the excellence of their products and by the quality of their client relations.

Employee assistance program (EAP)
An EAP is a confidential, short-term counselling service for employees dealing with personal or professional problems. An EAP is the foundation to a successful health strategy as it can result in higher employee productivity and therefore contribute to lower direct and indirect costs for employers.



Critical illness
In the event of a serious illness covered under the SPECTRUM plan, ACE INA * pays a lump sum benefit to employees who have fallen ill, allowing them to focus on recovery and hence facilitate a faster return to work. This plan increases the level of employee satisfaction resulting in increased productivity and higher retention rates.

Travel insurance
ETFS offers a wide range of group insurance solutions for employers. “Viator” Group Travel Insurance is offered to Canadian employers who want to provide comprehensive emergency medical travel coverage and assistance services to employees and their families.



